![]() Wally (for Apple) and Wally+ (for Android) simplifies financial record-keeping by letting you snap pics of your receipts. Best Spending Tracker Apps – Wally and Slice It’s actually owned by PayPal, and has similar functionality, while being more socially oriented e.g., splitting bills, repaying friends, etc. Venmo is a digital wallet app that also lets you make and share payments. Use it for online shopping, and for sending and receiving money e.g., reimbursing your roommate for last night’s cab fare, or receiving funds from your parents while on campus. Credit scores are key factors for lenders: The higher your credit score, the better your loan terms. It offers insights on improving your score, and alerts you when your score updates. (Otherwise, you only get one free credit check per year per credit bureau). Best Credit Score App: Credit KarmaĬredit Karma lets you check your credit score as often as you like for free. However, as your career and financial needs evolve, you should seek professional financial planning advice about your growing wealth management goals. It’s a great way to start saving for retirement. Best Savings App: AcornsĪcorns is a micro-investing app for smartphones that invests your spare change by rounding up purchases to the nearest dollar and investing the difference. It can track regular payments like monthly rent, plus larger or less frequent budget items like car insurance premiums. The app identifies how much money you have, what you need to spend it on, and when. YNAB is available online and on mobile devices, including Apple watches and Alexa. Best Budgeting App: You Need a Budget (YNAB) ![]() The basic plan syncs with unlimited bank accounts and credit cards via web, iOS, and Android apps. Set up as many virtual envelopes as you want towards short- and long-term savings goals. Mvelopes mimics the traditional ‘envelope’ approach to saving. Alerts, graphs, and charts report your progress. Connect your accounts and loans, create budgets, categorize transactions, and set spending limits. ![]() Mint is a well-known personal finance app, with online and mobile versions. Best Personal Finance Apps: Mint and Mvelopes SageVest Kids took a look at some of the best financial apps for teens and young adults. ‘Fintech’ (financial technology) apps can strengthen your money management skills and simplify your finances, allowing you to stay focused on personal, career, and life goals. If you want to achieve success, you need to be money-savvy too. As a teen or young adult today, you’re tech-savvy when it comes to living and learning.
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